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PM Vidyalaxmi scheme

Why in the news?

  • Recently the central government has approved a new scheme PM Vidyalaxmi scheme.
  • Its objective is to provide financial assistance to meritorious students.
  • It will be implemented in the top quality higher education institutions of the country.
  • In this, the government will give 75% credit guarantee on a loan of 7.5 lakhs for higher education.
  • Children of families with annual income up to 8 lakhs will be given 3% interest subsidy on a loan of 10 lakhs.
  • More than 22 lakh students of 860 major higher education centers of the country will come under the purview of this scheme.
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